Finance & Loans

Restructuring your existing loan(s) is a great time to have a professional finance strategist review all your finance structures and make sure you are getting the best loan(s) for your needs.

We make sure that you get the most suitable loan product(s) for your current situation and in recommending new lenders we will ensure you are on the best rates and lowest fees possible for your situation.

You can often save thousands of dollars a year on changing the lenders you currently have PLUS restructure loans so properties are not cross collateralised and that you are accessing the available equity in your properties if you need it for your next wealth creation steps.

Through C&N Accountants you get access to hundreds of loans from 30 banks and lending institutions, and will be able to offer you a choice of mortgage refinancing options to ensure your loan refinance brings you maximum financial benefits.

Discover more about your mortgage refinancing options and how we can help you- click here to request your free 10 minute phone consult or call us to arrange a Broker to discuss your situation.

Increase the value of your existing properties with a renovation or, find a property that has development possibilities. It’s a low capital growth climate and adding value to existing properties is a great way to build long term wealth and its great fun to create development projects.

Construction, refinance and development finance can be a little complicated and need careful pre-planning so you can complete the plans you have in mind successfully.

Be sure to check with us what finance options you do have available before you commit to purchasing a development site.

Trusts and more complex structures for holding property and protecting assets are a key part of our area of expertise. Obtaining finance and setting up loan structures that get the tax result you and your accountant require needs to be done by professionals who have the experience and the lender contacts to get results. This is a complex area of financing, but rest assured that we can guide you through the process so you understand the structures you are setting up and how to maintain them once the loans have settled. We liaise directly with your C&N Accountants Client Manager or accountant to ensure the structures get the tax result that you intend.

C&N Accountants deals with many small to medium sized businesses and has an excellent range of finance options for businesses. If you are after inventory or debtor finance to help your business cash flow needs then give us a call.

If it is plant and equipment your business needs or office fit-outs then we can offer a range of chattel mortgages, leasing and hire purchase finance arrangements quickly and competitively. Low docs options are also available. Most of these finance options are also available to our individual borrowers, as are our smaller unsecured personal loans. We can make getting your next car loan easy.

We have pioneered the SMSF process being some of the first brokers to write significant volumes of these loans with lenders. The credit process is different to that of normal lending and with the C&N Accountants professional Wealth Planning team we can make the application process SIS compliant, easy and smooth.

We access many SMSF lending products and can team with you to help you create wealth through your Self Managed Super Fund investments.

Purchasing commercial property either personally or for your business requires a savvy finance professional who can present the property and your financials to a lender in the best possible light. C&N Accountants has developed strong relationships with the commercial divisions of major banks and a range of good second tier lenders. We can source the most competitive deal for you and take the application through to settlement with a minimum of fuss.